api.credittrust.in

Enterprise API Access Console

UAT + Production Gateway

Manage international API clients with IP whitelist, credits, audit logs, and normalized bureau response.

Clients

2

2 live, 1 onboarding

Live Credits

1,840

available balance

Requests Today

428

98.7% success

Avg Latency

812 ms

production bureau

Request Pipeline

Auth

API key, environment, and client status checked

Network

Static IP whitelist and rate policy verified

Credits

Per-hit credit balance reserved before vendor call

Normalize

Raw Jaadugar/CIBIL JSON converted to CreditTrust format

Enterprise Clients

UAT and production access are separated per client.

ClientEnvironmentAPIsCreditsWhitelisted IPsSuccessAction

Ketav Global Finance

UAE

Production
Bureau StandardBureau Advanced
UAT 240Live 1840103.82.44.18, 185.64.112.9098.7%

Northstar Capital

Singapore

UAT
Bureau Advanced
UAT 85Live 0152.58.91.1096.2%

Atlas Credit Labs

UK

Review
Mobile Prefill
UAT 25Live 0Pending-

Request Logs

Every hit stores environment, IP, credit, vendor request id, and response timing.

Request IDClientEnvAPIStatusLatencyCharge
ct_req_20260704_9121Ketav Global FinanceProductionBureau AdvancedSuccess812 ms1 credit
ct_req_20260704_9120Ketav Global FinanceProductionBureau StandardSuccess684 ms1 credit
ct_req_20260704_9118Northstar CapitalUATBureau AdvancedFailed431 ms0 credit
ct_req_20260704_9114Ketav Global FinanceProductionMobile PrefillSuccess390 ms1 credit

Environment Keys

Separate secrets for UAT and production.

UAT

Active
ctuat_x9f4••••••••••••

Production

Active
ctlive_81aa••••••••••

Normalized Response

Raw vendor JSON remains internal. Clients receive CreditTrust stable schema.

{
  "success": true,
  "request_id": "ct_req_20260704_9121",
  "environment": "production",
  "data": {
    "score": 742,
    "status": "hit",
    "customer": {
      "name": "SHUBHAM SONI",
      "pan": "EID****4M",
      "mobile": "******6989"
    },
    "bureau": {
      "provider": "CIBIL",
      "report_id": "ct_rpt_81f4",
      "pulled_at": "2026-07-04T10:30:00Z"
    },
    "summary": {
      "active_accounts": 4,
      "closed_accounts": 8,
      "total_outstanding": 125000,
      "overdue_amount": 0,
      "enquiries_30_days": 2
    },
    "risk": {
      "band": "low",
      "remarks": "Good repayment behavior"
    }
  }
}